Welcome to Koviyo, where we believe in making insurance simple, accessible, and reliable for everyone. We understand that navigating the world of insurance can be daunting, especially for young professionals and families.
That’s why our mission is to provide straightforward, comprehensive coverage that you can depend on, without any of the confusing jargon or hidden fees.
At Koviyo, we offer a range of customisable products designed to fit your unique lifestyle and needs. Whether you're looking for travel, car or home, we've got you covered with affordable options that won't break the bank.
Our user-friendly online platform allows you to get a quote, purchase policies, and manage your coverage all in one convenient place.
We’re not just an insurance company; we’re your partner in building a secure future. Join the Koviyo family today and discover how easy and reassuring insurance can be.
With us, you’re not just covered—you’re cared for.

Japan’s Most Enchanting Small Towns You’ve Never Heard Of
4 days ago
3 min read
0
2
0
Japan is known for its neon-lit cities, ancient temples, and breathtaking natural beauty. While destinations like Tokyo, Kyoto, and Osaka steal the spotlight, the country is home to a wealth of hidden gems—small towns that offer a glimpse into Japan’s rich history, culture, and stunning landscapes.
If you’re looking to venture beyond the tourist hotspots, here are some of Japan’s most enchanting small towns that deserve a spot on your itinerary.

Takachiho – The Town of Myths and Legends
Nestled in the mountains of Miyazaki Prefecture, Takachiho is steeped in Japanese mythology. According to legend, this is where the sun goddess, Amaterasu, hid in a cave, plunging the world into darkness. Today, visitors can explore Amano-Iwato Shrine, which enshrines the mythical cave, and witness a traditional Kagura dance performance, retelling ancient tales.
The highlight of any trip to Takachiho is the Takachiho Gorge, where sheer cliffs draped in lush greenery rise over the emerald waters of the Gokase River. Renting a rowboat to paddle through the gorge offers a magical experience, especially in autumn when the leaves turn fiery red and gold.
Shirakawa-go – A Fairytale Village in the Mountains
Tucked away in the Japanese Alps, Shirakawa-go looks like something out of a storybook. This UNESCO World Heritage-listed village is famous for its gassho-zukuri farmhouses, which feature steep, thatched roofs designed to withstand heavy snowfall. These traditional homes, some of which are over 250 years old, offer a fascinating glimpse into Japan’s rural heritage.
Winter is an especially enchanting time to visit when the village is blanketed in snow and illuminated at night. Many of the farmhouses have been converted into guesthouses, allowing visitors to experience a night in one of Japan’s most picturesque settings.
Kurashiki – The Venice of Japan
Located in Okayama Prefecture, Kurashiki is a beautifully preserved canal town that transports visitors back to the Edo period. The town’s Bikan Historical Quarter is lined with white-walled warehouses and wooden merchant homes, many of which have been transformed into museums, cafes, and boutique shops.
A relaxing boat ride along the willow-lined canal offers a different perspective of Kurashiki’s old-world charm. The town is also home to the Ohara Museum of Art, Japan’s first museum to feature Western art, displaying works by Monet, Renoir, and Picasso.
Onomichi – A Hidden Gem by the Inland Sea
For those seeking a coastal retreat, Onomichi in Hiroshima Prefecture is an unmissable destination. This charming seaside town is famous for its Temple Walk, a scenic route that winds past 25 historic temples and shrines, offering breathtaking views of the Seto Inland Sea.
Cycling enthusiasts can embark on the Shimanami Kaido, a spectacular cycling route connecting Honshu to Shikoku via a series of islands and bridges. After exploring, visitors can relax in one of Onomichi’s quaint cafes, many of which offer stunning ocean views and locally roasted coffee.
Aso – A Land of Volcanoes and Rolling Hills
For nature lovers, Aso in Kumamoto Prefecture is a dream come true. The town sits within one of the world’s largest volcanic calderas, offering dramatic landscapes of rolling grasslands, steaming vents, and rugged mountains.
A highlight of Aso is Mount Nakadake, an active volcano where visitors can witness a bubbling, sulfuric crater up close. Hiking trails around Kusasenri Plateau provide panoramic views of the lush scenery, while a visit to Aso Shrine, one of Japan’s oldest shrines, adds a cultural touch to the adventure.
Why Travel Insurance is a Must for Your Japan Adventure
Exploring Japan’s small towns offers incredible experiences, but even the best-planned trips can come with unexpected surprises. Whether it’s a missed connection to Takachiho, lost luggage in Onomichi, or a hiking mishap in Aso, having Travel Insurance ensures you’re covered for any unforeseen events. With comprehensive coverage for medical emergencies, trip cancellations, and lost belongings, you can travel with confidence and peace of mind.
Japan’s small towns offer an entirely different experience from the bustling energy of its big cities. Whether you’re drawn to the mystical legends of Takachiho, the scenic beauty of Shirakawa-go, or the coastal charm of Onomichi, each of these hidden gems provides a unique and unforgettable journey. So, on your next trip to Japan, consider venturing off the beaten path—you’ll be rewarded with rich cultural experiences, stunning landscapes, and memories that last a lifetime.