Welcome to Koviyo, where we believe in making insurance simple, accessible, and reliable for everyone. We understand that navigating the world of insurance can be daunting, especially for young professionals and families.
That’s why our mission is to provide straightforward, comprehensive coverage that you can depend on, without any of the confusing jargon or hidden fees.
At Koviyo, we offer a range of customisable products designed to fit your unique lifestyle and needs. Whether you're looking for travel, car or home, we've got you covered with affordable options that won't break the bank.
Our user-friendly online platform allows you to get a quote, purchase policies, and manage your coverage all in one convenient place.
We’re not just an insurance company; we’re your partner in building a secure future. Join the Koviyo family today and discover how easy and reassuring insurance can be.
With us, you’re not just covered—you’re cared for.
TERMS & CONDITIONS
Welcome
Welcome to the Cover.Insure Pty Ltd ABN 71 679 170 980 (Cover.Insure) website. Cover.Insure is an Authorised Representative (AR 001310536) of Battleface Insurance Services Pty Ltd (ABN 28 650 606 045, AFSL 536280.
This website is made available to provide visitors with information and material about the products and services of Cover.Insure’s insurance partners and insurers.
A. Agreement to Terms of Use
By accessing or using this website, its web pages, or links to related websites, you agree to the terms of use set forth by our website. These terms include our legal disclaimer, privacy statement, and any other terms or conditions stated on this website. We may change these terms of use at our discretion and without notice. By continuing to use our website, you accept the terms of use as they apply at the time of your use. A copy of our current terms of use is always available on our website. This disclaimer is not limited or altered by any other terms or conditions on this website.
B. Use of This Website
Cover.Insure and its insurance partners or insurers are not responsible for any direct, indirect, special, or consequential damages, regardless of cause, arising from your use of this website, its web pages, links, or any web browser. This includes damages incurred if you transmit confidential or sensitive information to us via our website or linked websites, or if we communicate such information to you at your request over the Internet.
Links to other websites from this site are provided solely for your convenience. These links do not imply any endorsement of third-party products, services, or information. The presence of any information, material, or content referred to or included on, or linked from or to this website does not constitute an endorsement of any kind.
C. Website Material Not Broker or Risk Manager Advice
Your use of this website or the receipt of any information from us through this website does not intend to create, nor does it establish, a broker/risk manager relationship between you and Cover.Insure. The content provided on this website, including links to other sites and publications, is not intended to constitute comprehensive insurance or risk management advice. We strongly recommend seeking personalized or professional advice before acting on or relying upon the content available on this website.
D. Accuracy of Information
The information and materials on this website, including text, graphics, and links, are accurate at the time of publication. Cover.Insure and its insurance partners do not guarantee the accuracy, adequacy, or completeness of this information and materials and expressly disclaim liability for any errors or omissions. Except as required by statute, no warranty of any kind, whether implied or express, including but not limited to warranties of non-infringement of third-party rights, title, merchantability, or fitness for a particular purpose, is provided.
The information and materials on this website are for informational purposes only and are not intended to provide insurance, risk management, legal, or other advice, and should not be relied upon as such.
E. Intellectual Property
Certain names, words, titles, phrases, logos, icons, graphics, or designs in the pages of this website may constitute trade names, registered or unregistered trademarks, or service marks ("intellectual property") of Cover.Insure or its insurance partners or insurers, or third parties. Intellectual property belonging to Cover.insure, its insurance partners or insurers, is used under license. However, the display of trademarks or intellectual property on pages of this website does not imply that a license has been granted to any third party to use that intellectual property.
All information on this website is protected under the copyright laws of Australia, the United States of America, other countries, or international treaties. Users of this website are entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading," without the prior written consent of Cover.insure, its insurance partners or insurers, or the web page content owner. You may not copy, redistribute, reproduce, or republish, in any form, any information found on the pages of this website.
Any unauthorized downloading, re-transmission, or other copying or modification of any intellectual property or other contents of this website may breach statutory or common law rights and will be subject to legal action for infringement.
F. Disclaimer of Liability
Cover.Insure, its insurance partners, or insurers make no warranties or representations about this website or its content. To the maximum extent permitted by law, any liability that may arise as a result of the use of this website, its content, or the information on it is excluded. Where liability cannot be excluded, any liability incurred by Cover.Insure, its insurance partners, or insurers, in relation to the use of this website or the content is limited as provided under the Competition and Consumer Act 2010 (Cth). Cover.insure, its insurance partners, or insurers, will not be liable for any indirect, incidental, special, or consequential loss arising out of the use of this website, including loss of business profits.
While all care is taken to keep the website free of viruses, Cover.Insure, its insurance partners, or insurers, make no warranty and disclaim any liability for any loss or damage arising whatsoever concerning the presence of viruses that may exist or later populate the website, any web pages, links, or web browsers.
Thank you for visiting Cover.Insure
TERMS & CONDITIONS
Welcome
Welcome to the Koviyo Pty Ltd. ABN 71 679 170 980 (Koviyo) website. Koviyo is an Authorised Representative (AR 001310536) of battleface Insurance Services Pty Ltd (ABN 28 650 606 045, AFSL 536280).
This website is made available to provide visitors with information and material about the products and services of Koviyo's insurance partners and insurers.
A. Agreement to Terms of Use
By accessing or using this website, its web pages, or links to related websites, you agree to the terms of use set forth by our website. These terms include our legal disclaimer, privacy statement, and any other terms or conditions stated on this website. We may change these terms of use at our discretion and without notice. By continuing to use our website, you accept the terms of use as they apply at the time of your use. A copy of our current terms of use is always available on our website. This disclaimer is not limited or altered by any other terms or conditions on this website.
B. Use of This Website
Koviyo and its insurance partners or insurers are not responsible for any direct, indirect, special, or consequential damages, regardless of cause, arising from your use of this website, its web pages, links, or any web browser. This includes damages incurred if you transmit confidential or sensitive information to us via our website or linked websites, or if we communicate such information to you at your request over the Internet.
Links to other websites from this site are provided solely for your convenience. These links do not imply any endorsement of third-party products, services, or information. The presence of any information, material, or content referred to or included on, or linked from or to this website does not constitute an endorsement of any kind.
C. Website Material Not Broker or Risk Manager Advice
Your use of this website or the receipt of any information from us through this website does not intend to create, nor does it establish, a broker/risk manager relationship between you and Koviyo. The content provided on this website, including links to other sites and publications, is not intended to constitute comprehensive insurance or risk management advice. We strongly recommend seeking personalized or professional advice before acting on or relying upon the content available on this website.
D. Accuracy of Information
The information and materials on this website, including text, graphics, and links, are accurate at the time of publication. Koviyo and its insurance partners do not guarantee the accuracy, adequacy, or completeness of this information and materials and expressly disclaim liability for any errors or omissions. Except as required by statute, no warranty of any kind, whether implied or express, including but not limited to warranties of non-infringement of third-party rights, title, merchantability, or fitness for a particular purpose, is provided.
The information and materials on this website are for informational purposes only and are not intended to provide insurance, risk management, legal, or other advice, and should not be relied upon as such.
E. Intellectual Property
Certain names, words, titles, phrases, logos, icons, graphics, or designs in the pages of this website may constitute trade names, registered or unregistered trademarks, or service marks ("intellectual property") of Koviyo or its insurance partners or insurers, or third parties. Intellectual property belonging to Koviyo, its insurance partners or insurers, is used under license. However, the display of trademarks or intellectual property on pages of this website does not imply that a license has been granted to any third party to use that intellectual property.
All information on this website is protected under the copyright laws of Australia, the United States of America, other countries, or international treaties. Users of this website are entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading," without the prior written consent of Koviyo, its insurance partners or insurers, or the web page content owner. You may not copy, redistribute, reproduce, or republish, in any form, any information found on the pages of this website.
Any unauthorized downloading, re-transmission, or other copying or modification of any intellectual property or other contents of this website may breach statutory or common law rights and will be subject to legal action for infringement.
F. Disclaimer of Liability
Koviyo, its insurance partners, or insurers make no warranties or representations about this website or its content. To the maximum extent permitted by law, any liability that may arise as a result of the use of this website, its content, or the information on it is excluded. Where liability cannot be excluded, any liability incurred by Koviyo, its insurance partners, or insurers, in relation to the use of this website or the content is limited as provided under the Competition and Consumer Act 2010 (Cth). Koviyo, its insurance partners, or insurers, will not be liable for any indirect, incidental, special, or consequential loss arising out of the use of this website, including loss of business profits.
While all care is taken to keep the website free of viruses, Koviyo, its insurance partners, or insurers, make no warranty and disclaim any liability for any loss or damage arising whatsoever concerning the presence of viruses that may exist or later populate the website, any web pages, links, or web browsers.
Thank you for visiting Koviyo.