EXPLORE OUR Cyber cover

• Network Interruption

If you suffer a cyber event that causes a network interruption resulting in a loss of income we will insure your losses up to the value on your policy. Includes your network that is under the control of a service provider.

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• Data Recovery

If you have to undergo data recovery, restoration or re-collection due to a cyber event, we will pay for the recovery costs up to the value on the policy.

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• Cyber Deception

If you sustain a direct monetary loss from social engineering fraud, we will pay or for the value of goods or monies transferred which occur as a direct result of a cyber deception event up to the value on the policy.

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• Data Extortion

We will reimburse you for any cyber extortion monies that arise due to a cyber extortion threat, where we are permitted by law up to the value on your policy.

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• Information security and privacy liability

We will indemnify you for the damages awarded against you for an actual or suspected cyber event, we will also cover the related defence, investigation and settlement costs up to the value on the policy.

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• Privacy regulatory defence and penalties

We will indemnify you for the amounts which you become legally obligated to pay, including defence costs and expenses, as a direct result of a civil regulatory action arising from a breach of privacy regulations up to the value on the policy.

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• Data breach notification expenses

If you are required to notify customers of a breach of their personal information, we will pay for legal expenses, public relations expenses, postage expenses and related advertising expenses up to the value on the policy.

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• Crisis management costs

We will pay any fees reasonably and necessarily incurred by you for the engagement of a public relations consultant, advertising expenses and legal expenses, in order to avert or mitigate any material damage to your reputation up to the value on the policy.

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• Breach identification and containment

We will assist you in identifying and containing the security breach and scope of issue and will provide a preliminary report.

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• Legal connect

We will connect you with legal advisors to advise you on the legal requirement to notify customers, and corresponding with any relevant authorities.

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• Remediation and IT forensics expenses

We will conduct a preliminary forensics assessment to agree scope and remediate any cyber event.

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• PR connect

We’ll connect you to a public relations firm to help you protect your reputation in the event of a data breach.